India’s commercial credit market has grown into a Rs 65.8 lakh crore ecosystem, but the benefits have not yet reached most registered MSMEs. According to the latest MSME Pulse Report by TransUnion CIBIL and SIDBI, only 41% of India’s...
India’s public sector banks are quietly reshaping MSME financing through digital-first credit assessment models, with measurable results now beginning to show. Between April 1 and December 31, 2025, public sector banks sanctioned over 3.96 lakh MSME loan applications, amounting...
Finance Minister Nirmala Sitharaman has urged Indian banks to deepen their engagement with micro, small and medium enterprises (MSMEs) and forge stronger ties with non-banking financial companies (NBFCs), positioning financial institutions as critical engines of growth in a volatile...
Public sector lender Indian Bank has announced an ambitious plan to disburse ₹20,000 crore to Self-Help Groups (SHGs) across India during the financial year 2025–26. The initiative, part of a nationwide credit outreach programme led by the Department of...
Introduction
In a significant move, the SIDBI MSMEs Green Funding Initiative is set to revolutionize sustainable business practices among Micro, Small, and Medium Enterprises. This comprehensive financial scheme supports the adoption of solar energy and the integration of energy-efficient machinery...
The Government has launched a Bad Bank with all the regulatory approvals in place. This was stated by Minister of State for Finance Dr Bhagwat Kisanrao Karad in a written reply to a question in the Lok Sabha.
The Finance...
The Government has lifted the embargo on private sector banks (only a few were permitted earlier) for the conduct of Government-related banking transactions such as taxes and other revenue payment facilities, pension payments, small savings schemes, etc. This step...
Banks are the fundamental source of external finance for SMEs. The importance of SME in personal sectors makes this issue greater thrilling for policymakers, economic institutions, and researchers. The Reserve Bank of India has been issuing a number of...
