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Friday, June 5, 2026

Public Sector Banks

Digital Credit Model Drives ₹52,300 Cr MSME Lending by PSBs

India’s public sector banks are quietly reshaping MSME financing through digital-first credit assessment models, with measurable results now beginning to show. Between April 1 and December 31, 2025, public sector banks sanctioned over 3.96 lakh MSME loan applications, amounting...

FM Urges Banks to Expand MSME Lending

Finance Minister Nirmala Sitharaman has urged Indian banks to deepen their engagement with micro, small and medium enterprises (MSMEs) and forge stronger ties with non-banking financial companies (NBFCs), positioning financial institutions as critical engines of growth in a volatile...

Indian Bank to Disburse ₹20,000 Cr to SHGs

Public sector lender Indian Bank has announced an ambitious plan to disburse ₹20,000 crore to Self-Help Groups (SHGs) across India during the financial year 2025–26. The initiative, part of a nationwide credit outreach programme led by the Department of...

SIDBI MSMEs Green Funding Initiative

Introduction In a significant move, the SIDBI MSMEs Green Funding Initiative is set to revolutionize sustainable business practices among Micro, Small, and Medium Enterprises. This comprehensive financial scheme supports the adoption of solar energy and the integration of energy-efficient machinery...

Bad Bank launched for stressed assets as a measure to clean up bank books

The Government has launched a Bad Bank with all the regulatory approvals in place. This was stated by Minister of State for Finance Dr Bhagwat Kisanrao Karad in a written reply to a question in the Lok Sabha. The Finance...

Embargo lifted on grant of Government Business to Private Banks

The Government has lifted the embargo on private sector banks (only a few were permitted earlier) for the conduct of Government-related banking transactions such as taxes and other revenue payment facilities, pension payments, small savings schemes, etc. This step...

RBI rules and policies for SME lending – Supporting financial status of entrepreneurs

Banks are the fundamental source of external finance for SMEs. The importance of SME in personal sectors makes this issue greater thrilling for policymakers, economic institutions, and researchers. The Reserve Bank of India has been issuing a number of...
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Zourney.in Bets on AI To Simplify India’s B2B Travel

India’s B2B travel market is still shaped by fragmented systems, manual coordination and slow turnaround times for agents. Sandeep...
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