Veloce Fintech, the fintech division of Lemon Group, has announced the launch of its second structured capital fund aimed at supporting India’s micro, small, and medium enterprises (MSMEs) and emerging startups. With a target corpus of ₹300 crore, the fund has already received ₹100 crore in early commitments from ultra-high-net-worth individuals, family offices, and business groups.
The new fund will strategically invest in 20–25 growth-stage companies across technology, manufacturing, healthcare, supply chain, consumer, and real-estate-linked sectors by 2026, providing them with structured credit and venture debt to scale operations and expand market reach.
A Structured Capital Model for Growth
According to Nirav Jogani, Founder of Veloce Fintech, the fund continues the company’s mission to create a disciplined capital ecosystem for businesses seeking sustainable growth. “Our first fund validated this model, with portfolio companies demonstrating consistent performance and timely repayments. The second fund will extend this approach to high-potential MSMEs preparing for scale or public-market entry,” Jogani said.
Veloce Fintech’s structured capital platform focuses on businesses with transparent operating cycles, predictable cash flows, and governance discipline. Through this model, the firm aims to bridge gaps in working capital, capex, and pre-IPO financing for businesses that often face credit constraints under traditional banking systems.
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Expanding Access to Responsible Capital
The second fund follows the complete deployment of Veloce’s first ₹200 crore fund, which successfully supported a range of growth-stage MSMEs through structured debt. That fund also featured a ₹100 crore green-shoe option, reflecting investor confidence in Veloce’s strategy of balancing yield with risk-managed financing.
Jogani noted that the new fund will adopt a technology-enabled monitoring framework for portfolio governance, ensuring transparency and accountability for investors. “We aim to deliver responsible, efficient capital to growing businesses while ensuring consistent returns for our investors,” he added.
Driving MSME and Startup Financing Evolution
With its latest initiative, Veloce Fintech is positioning itself as a key player in India’s evolving alternative financing ecosystem, complementing venture debt and institutional credit models. By combining structured finance with deep operational engagement, the firm seeks to address one of the MSME sector’s biggest challenges—access to timely and flexible funding.
Industry observers view the fund’s launch as a timely step toward bridging the gap between entrepreneurial potential and capital availability, particularly for MSMEs transitioning toward digital, data-driven, and export-ready operations.